航运英语及函电 - 图文(5)

Main Difficult Points:

1. The different types of cargo damage. 2. The coverage of insurance types. 3. The business terms. Key Words & Expressions:

FPA WPA All Risks stain bulkhead supervision liability

Section 1 Warming up

Have a discussion with your partner and give a list on the different types of cargo damage and what the exporter and importer should do to get insurance.

Section 2 Lead-in

When cargo is found damaged, it is necessary to estimate the extent of damage and also to find out the cause of damage for a claim for compensation. Damaged cargo must be verified as soon as it has been identified, latest at the time of arrival of the vessel and cargo at the destination. In trade business, the usual procedure is that when the damage is covered by insurance, and when the liability of damage lies with the shippers, the surveyor's report is submitted to the insurance company for a claim for compensation.

Cargo damage can be classified by cause into the following: A. Original damage B. Stevedone damage C. Heavy weather damage D. Sweat damage E. Pilferage

F. Inherent nature or vice of goods

Marine Insurance covers the loss or damage of ships, cargo, terminals, and any transport or property by which cargo is transferred, acquired, or held between the points of origin and final destination. Cargo insurance would cover the goods while they are being transported over sea, air and land (includes parcel post and carryings by courier service).

Section 3 Samples

Sample 1 Reply to the request of insurance

Dear sirs, Your Order No.09-0260--3,000 pcs. cushions captioned 标题项下的 We have received your letter of February23, asking us to insure the captioned order for an amount of 30% above the invoice value. Although it is our usual practice to insure shipments for the invoice value plus 10%, we are prepared to comply with your request for getting cover for 130% of the invoice value. But the extra premium will be for your account. Please take note of the above. Yours faithfully, usual practice 习惯、通常做法 comply with 保持一致、同意 premium 保险费 Sample 2 Notice insurance

Dear sirs, Please be informed that we will be shipping your order for 12 c/s Cameras per s/s \due to leave here at the end of this month or the beginning of next month. due to 由于 Unless otherwise instructed, we will arrange to take out an ALL RISKS insurance policy for you on the above cargo. This type of coverage is, in our opinion, necessary for a cargo of this coverage 保险范nature. 围 Yours faithfully,

Section 4 Tips

Guide to import and export freight insurance claims When the insured losses, after the insurance of the goods to the insurance company's claims arise，the insured person shall be in accordance with the provisions of the policy to the insurance claim processing procedures: 1, the loss notice: When the insured person or finds out that the insurance of goods were damaged, they should immediately notify the insurer in order to test the insurer loss. Second, the insured person or his agent in the delivery of goods obviously found the whole piece is damaged or deficient, in addition to the insurance company reported that loss. Third, to take reasonable rescue, organize measures: the insurance of goods damaged. Fourth, to claim back all the necessary documents: 1, the original policy or certificate of insurance; 2, the contract of carriage, such as bills of lading, consignment note and mail a single, etc. 3, commercial invoices; 4, packing lists, tally visas; pounds yards documents, customs 5, cargo damage certificate (train transportation - the railway sector shows that transportation and shipping - proof of the port sector, car - traffic management department certificate), if necessary, should be accompanied by on-site survey reports and on-site inventory loss record 6, the claimant list; 7, the loss photos 8, involving third-party liability, provide to the responsible party's message of recovery, and other necessary documents or documents. 9, cargo salvage value (if any) and its calculations or supporting information in accordance with 与…一致 the loss notice 损失通知 cargo damage certificate 货物损失证明 salvage n. 从灾难中抢救出来的财产 Section 5 Word Bank

insurance free of (from) particular average (FPA). 平安险（单独海损不赔）

insurance with particular average (WPA), basic risks. insurance against all risks. 综合险，应保一切险